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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,071 | $68,586+150.9% | $120,380+42.9% | $80,911+112.7% |
| Participation rate | 68.6% | 61.6%+7.0pp | 71.9%-3.3pp | 67.6%+0.9pp |
| Annual return | 11.33% | 23.62%-12.3pp | 107.28%-96.0pp | 35.63%-24.3pp |
| Employer contribution / active EE | $7,951 | $2,053+287.4% | $3,465+129.5% | $2,756+188.5% |
| Participant deferral / active EE | $10,212 | $3,174+221.7% | $4,992+104.6% | $4,297+137.6% |
| Admin fee / account holder | $1,842 | $5,733-67.9% | $9,421-80.4% | $6,935-73.4% |