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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,071 | $68,852+149.9% | $120,524+42.8% | $80,925+112.6% |
| Participation rate | 68.6% | 61.6%+6.9pp | 71.9%-3.4pp | 67.7%+0.9pp |
| Annual return | 11.33% | 23.67%-12.3pp | 107.36%-96.0pp | 35.65%-24.3pp |
| Employer contribution / active EE | $7,951 | $2,063+285.4% | $3,469+129.2% | $2,756+188.5% |
| Participant deferral / active EE | $10,212 | $3,187+220.5% | $4,994+104.5% | $4,299+137.6% |
| Admin fee / account holder | $1,842 | $5,781-68.1% | $9,440-80.5% | $6,940-73.5% |