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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,003 | $64,324+53.9% | $118,914-16.7% | $79,856+24.0% |
| Participation rate | 61.1% | 64.9%-3.7pp | 75.4%-14.3pp | 69.6%-8.5pp |
| Annual return | 13.13% | 86.45%-73.3pp | 35.89%-22.8pp | 31.71%-18.6pp |
| Employer contribution / active EE | $2,079 | $1,836+13.2% | $3,264-36.3% | $2,471-15.9% |
| Participant deferral / active EE | $2,634 | $2,824-6.7% | $4,266-38.3% | $3,741-29.6% |
| Admin fee / account holder | $6,381 | $4,040+58.0% | $6,582-3.1% | $5,306+20.3% |