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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,188 | $51,708+10.6% | $106,619-46.4% | $62,881-9.1% |
| Participation rate | 54.5% | 66.9%-12.3pp | 78.0%-23.5pp | 69.3%-14.8pp |
| Annual return | 0.00% | 4.69%-4.7pp | 9.42%-9.4pp | 20.14%-20.1pp |
| Employer contribution / active EE | $1,639 | $1,764-7.1% | $3,947-58.5% | $2,281-28.2% |
| Participant deferral / active EE | $3,079 | $2,315+33.0% | $3,930-21.7% | $3,203-3.9% |
| Admin fee / account holder | $713 | $3,349-78.7% | $6,418-88.9% | $4,296-83.4% |