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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $157,377 |
CLEARSTEAD ADVISORS, LLC4 years Filed as: CLEARSTEAD ADVISORS LLC Service code 26 · EIN 34-1597728 | Advisory (Participants) | $85,837 |
Filed as: BARTLETT & CO WEALTH MANAGEMEN Service code 26 · EIN 82-3939580 | Advisory (Participants) | $50,073 |
Service code 26 · EIN 31-0891459 | Advisory (Participants) | $23,448 |
CREATIVE PLANNING LLC1 year Service code 26 · EIN 43-1270780 | Advisory (Participants) | $18,157 |
MEADEN & MOORE, LTD.4 years Filed as: MEADEN AND MOORE LTD Service code 10 · EIN 34-1818258 | Accounting | $17,300 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage; ... | $2,334 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,968 | $106,164+291.8% | $147,041+182.9% | $77,692+435.4% |
| Participation rate | 96.1% | 78.4%+17.7pp | 82.2%+13.9pp | 70.6%+25.5pp |
| Annual return | 17.46% | 56.81%-39.4pp | 419.21%-401.8pp | 31.25%-13.8pp |
| Employer contribution / active EE | $12,478 | $4,066+206.9% | $4,935+152.9% | $2,726+357.7% |
| Participant deferral / active EE | $12,856 | $7,993+60.8% | $8,071+59.3% | $4,648+176.6% |
| Admin fee / account holder | $310 | $338-8.3% | $13,006-97.6% | $431-28.1% |