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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $121,553 |
CLEARSTEAD ADVISORS, LLC2 years Service code 26 · EIN 34-1597728 | Advisory (Participants) | $90,062 |
Filed as: JAMES INVESTMENT RESEARCH, INC. Service code 26 · EIN 31-0891459 | Advisory (Participants) | $18,790 |
Filed as: BARTLETT & CO WEALTH MANAGEMEN Service code 26 · EIN 82-3939580 | Advisory (Participants) | $18,646 |
FRONTIER ASSET MANAGEMENT5 years Service code 26 · EIN 83-0331917 | Advisory (Participants) | $16,929 |
MEADEN & MOORE, LTD.4 years Filed as: MEADEN AND MOORE LTD. Service code 10 · EIN 34-1818258 | Accounting | $15,700 |
Filed as: MERRILL LYNCH PIERCE FENN Service code 50 · EIN 13-5674085 | Direct Payment | $5,207 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $3,491 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB & CO. AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,602 | $100,801+280.6% | $149,751+156.2% | $73,415+422.5% |
| Participation rate | 96.1% | 77.7%+18.4pp | 82.5%+13.6pp | 72.2%+23.9pp |
| Annual return | 16.99% | 265.34%-248.3pp | 276.71%-259.7pp | 59.30%-42.3pp |
| Employer contribution / active EE | $11,303 | $3,312+241.3% | $4,646+143.3% | $2,234+406.0% |
| Participant deferral / active EE | $10,839 | $6,404+69.2% | $6,843+58.4% | $3,806+184.8% |
| Admin fee / account holder | $283 | $181+56.5% | $9,312-97.0% | $158+79.2% |