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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $116,663 |
CLEARSTEAD ADVISORS, LLC2 years Filed as: CLEARSTEAD ADVISORS LLC Service code 26 · EIN 34-1597728 | Advisory (Participants) | $82,851 |
Filed as: BARTLETT & CO WEALTH MANAGEMEN Service code 26 · EIN 82-3939580 | Advisory (Participants) | $23,548 |
Service code 26 · EIN 31-0891459 | Advisory (Participants) | $20,258 |
FRONTIER ASSET MANAGEMENT7 years Service code 26 · EIN 83-0331917 | Advisory (Participants) | $19,317 |
MEADEN & MOORE, LTD.2 years Filed as: MEADEN AND MOORE LTD Service code 10 · EIN 34-1818258 | Accounting | $13,000 |
CHARLES SCHWAB & CO., INC.8+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $1,834 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,477 | $82,188+302.1% | $125,401+163.5% | $64,829+409.8% |
| Participation rate | 94.7% | 77.9%+16.8pp | 82.4%+12.3pp | 71.5%+23.2pp |
| Annual return | -16.58% | 3.50%-20.1pp | 572.53%-589.1pp | 32.85%-49.4pp |
| Employer contribution / active EE | $12,194 | $3,617+237.1% | $4,816+153.2% | $2,507+386.4% |
| Participant deferral / active EE | $12,084 | $7,177+68.4% | $7,448+62.2% | $4,312+180.3% |
| Admin fee / account holder | $273 | $163+67.4% | $10,008-97.3% | $188+45.4% |