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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,924 | $100,003+288.9% | $146,685+165.1% | $85,856+353.0% |
| Participation rate | 83.9% | 73.1%+10.8pp | 80.1%+3.8pp | 69.3%+14.6pp |
| Annual return | 13.03% | 18.93%-5.9pp | 22.75%-9.7pp | 318.58%-305.6pp |
| Employer contribution / active EE | $19,467 | $2,559+660.7% | $4,137+370.6% | $2,565+658.9% |
| Participant deferral / active EE | $1,530 | $4,006-61.8% | $5,507-72.2% | $3,952-61.3% |
| Admin fee / account holder | $10,526 | $7,704+36.6% | $10,281+2.4% | $6,261+68.1% |