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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,633 | $91,559+328.8% | $133,978+193.1% | $79,856+391.7% |
| Participation rate | 94.0% | 73.3%+20.7pp | 79.8%+14.2pp | 69.6%+24.4pp |
| Annual return | 13.29% | 61.85%-48.6pp | 45.10%-31.8pp | 31.71%-18.4pp |
| Employer contribution / active EE | $22,628 | $2,384+849.3% | $3,919+477.4% | $2,471+815.7% |
| Participant deferral / active EE | $2,011 | $3,734-46.2% | $5,047-60.2% | $3,741-46.3% |
| Admin fee / account holder | $37,377 | $6,321+491.3% | $8,930+318.6% | $5,306+604.4% |