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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,132 | $72,404+270.3% | $110,243+143.2% | $64,173+317.8% |
| Participation rate | 91.2% | 73.3%+17.8pp | 79.8%+11.4pp | 69.6%+21.6pp |
| Annual return | -3.93% | -6.29%+2.4pp | 314.76%-318.7pp | 7.63%-11.6pp |
| Employer contribution / active EE | $15,166 | $2,282+564.7% | $3,827+296.3% | $2,381+537.0% |
| Participant deferral / active EE | $1,972 | $3,469-43.2% | $4,672-57.8% | $3,470-43.2% |
| Admin fee / account holder | $8,626 | $5,664+52.3% | $8,548+0.9% | $4,887+76.5% |