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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,371 | $83,485+300.5% | $125,192+167.1% | $72,975+358.2% |
| Participation rate | 91.9% | 73.3%+18.6pp | 79.8%+12.2pp | 69.5%+22.4pp |
| Annual return | 18.78% | 25.77%-7.0pp | 43.79%-25.0pp | 81.01%-62.2pp |
| Employer contribution / active EE | $17,607 | $2,346+650.6% | $3,866+355.4% | $2,440+621.6% |
| Participant deferral / active EE | $1,884 | $3,586-47.5% | $4,937-61.8% | $3,608-47.8% |
| Admin fee / account holder | $9,129 | $5,518+65.4% | $9,704-5.9% | $5,124+78.2% |