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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,918 | $101,778+236.9% | $164,975+107.9% | $80,925+323.7% |
| Participation rate | 94.7% | 71.8%+22.9pp | 78.6%+16.1pp | 67.7%+27.1pp |
| Annual return | 12.26% | 16.73%-4.5pp | 70.12%-57.9pp | 35.65%-23.4pp |
| Employer contribution / active EE | $21,791 | $2,954+637.7% | $4,343+401.8% | $2,756+690.6% |
| Participant deferral / active EE | $1,233 | $4,477-72.5% | $6,033-79.6% | $4,299-71.3% |
| Admin fee / account holder | $20,428 | $8,221+148.5% | $12,688+61.0% | $6,940+194.3% |