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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,924 | $78,707+236.6% | $117,861+124.8% | $70,126+277.8% |
| Participation rate | 92.9% | 73.2%+19.7pp | 79.7%+13.2pp | 69.5%+23.3pp |
| Annual return | 16.06% | 23.30%-7.2pp | 335.11%-319.0pp | 73.15%-57.1pp |
| Employer contribution / active EE | $17,082 | $2,223+668.3% | $3,786+351.2% | $2,343+629.2% |
| Participant deferral / active EE | $2,111 | $3,297-36.0% | $4,482-52.9% | $3,332-36.6% |
| Admin fee / account holder | $15,538 | $5,066+206.7% | $8,021+93.7% | $4,645+234.5% |