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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Recordkeeping and information managem... | $1,209,637 |
EWG ELEVATE INC2 years Service code 16 · EIN 82-3365896 | Consulting | $9,717 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $3,742 |
NATIONAL FINANCIAL SERVICES7+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,759 | $106,520-61.7% | $453,569-91.0% | $106,520-61.7% |
| Participation rate | 88.2% | 71.3%+16.9pp | 78.0%+10.2pp | 71.3%+16.9pp |
| Annual return | 12.78% | 19.28%-6.5pp | 64.43%-51.6pp | 19.28%-6.5pp |
| Employer contribution / active EE | $640 | $2,840-77.5% | $4,072-84.3% | $2,840-77.5% |
| Participant deferral / active EE | $4,553 | $4,948-8.0% | $6,211-26.7% | $4,948-8.0% |
| Admin fee / account holder | $31 | $75-58.5% | $11,214-99.7% | $75-58.5% |