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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant loan processing; Float re... | $1,050,149 |
CAP FINANCIAL PARTNERS, LLC3+ years Filed as: CAP TRUST FINANCIAL ADVISORS Service code 16 · EIN 26-0058143 | Consulting | $147,586 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $11,185 |
NATIONAL FINANCIAL SERVICES3+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,376 | $80,976-74.8% | $115,752-82.4% | $80,976-74.8% |
| Participation rate | 95.3% | 68.3%+27.1pp | 77.8%+17.6pp | 68.3%+27.1pp |
| Annual return | 22.12% | 22.91%-0.8pp | 19.41%+2.7pp | 22.91%-0.8pp |
| Employer contribution / active EE | $1,006 | $2,402-58.1% | $3,492-71.2% | $2,402-58.1% |
| Participant deferral / active EE | $3,345 | $3,848-13.1% | $5,204-35.7% | $3,848-13.1% |
| Admin fee / account holder | $28 | $67-58.0% | $6,278-99.5% | $67-58.0% |