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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,760 | $56,544+170.2% | $75,501+102.3% | $70,126+117.8% |
| Participation rate | 88.9% | 68.1%+20.8pp | 72.4%+16.5pp | 69.5%+19.3pp |
| Annual return | 15.57% | 23.59%-8.0pp | 27.35%-11.8pp | 73.15%-57.6pp |
| Employer contribution / active EE | $7,381 | $1,817+306.3% | $2,352+213.9% | $2,343+215.1% |
| Participant deferral / active EE | $1,356 | $2,580-47.5% | $3,142-56.9% | $3,332-59.3% |
| Admin fee / account holder | $15,007 | $3,827+292.2% | $5,801+158.7% | $4,645+223.0% |