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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,078 | $63,082+93.5% | $81,726+49.4% | $79,856+52.9% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 15.63% | 22.66%-7.0pp | 29.49%-13.9pp | 31.71%-16.1pp |
| Employer contribution / active EE | $7,404 | $1,795+312.4% | $4,311+71.7% | $2,471+199.6% |
| Participant deferral / active EE | $3,500 | $2,780+25.9% | $7,108-50.8% | $3,741-6.4% |
| Admin fee / account holder | $431 | $4,428-90.3% | $5,160-91.6% | $5,306-91.9% |