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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,904 | $63,773+204.1% | $81,286+138.5% | $80,925+139.6% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 18.43% | 16.37%+2.1pp | 24.80%-6.4pp | 35.65%-17.2pp |
| Employer contribution / active EE | $8,005 | $1,979+304.4% | $2,463+225.1% | $2,756+190.4% |
| Participant deferral / active EE | $8,169 | $3,093+164.1% | $3,883+110.4% | $4,299+90.0% |
| Admin fee / account holder | $2,857 | $5,682-49.7% | $5,764-50.4% | $6,940-58.8% |