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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,041 | $68,681+115.5% | $86,615+70.9% | $85,847+72.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 71.6%+28.4pp | 69.3%+30.7pp |
| Annual return | 22.49% | 20.12%+2.4pp | 63.51%-41.0pp | 318.61%-296.1pp |
| Employer contribution / active EE | $6,443 | $1,880+242.6% | $2,496+158.2% | $2,565+151.2% |
| Participant deferral / active EE | $3,118 | $2,919+6.8% | $3,699-15.7% | $3,952-21.1% |
| Admin fee / account holder | $1,235 | $5,974-79.3% | $5,830-78.8% | $6,261-80.3% |