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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,650 | $58,099+157.6% | $76,872+94.7% | $75,173+99.1% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | 19.58% | 26.71%-7.1pp | 37.90%-18.3pp | 160.72%-141.1pp |
| Employer contribution / active EE | $9,427 | $1,996+372.4% | $2,533+272.1% | $2,671+253.0% |
| Participant deferral / active EE | $6,018 | $2,999+100.7% | $3,832+57.0% | $4,126+45.9% |
| Admin fee / account holder | $2,996 | $4,778-37.3% | $5,476-45.3% | $5,651-47.0% |