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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,780 | $87,016+71.0% | $63,244+135.2% | $125,389+18.7% |
| Participation rate | 79.2% | 77.1%+2.1pp | 71.0%+8.1pp | 83.2%-4.0pp |
| Annual return | -2.08% | 21.71%-23.8pp | -70.31%+68.2pp | 282.24%-284.3pp |
| Employer contribution / active EE | $7,955 | $3,601+120.9% | $2,322+242.6% | $4,866+63.5% |
| Participant deferral / active EE | $2,003 | $3,939-49.2% | $2,953-32.2% | $5,352-62.6% |
| Admin fee / account holder | $6,234 | $11,954-47.8% | $5,893+5.8% | $9,541-34.7% |