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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,580 | $78,707-82.7% | $117,861-88.5% | $70,126-80.6% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 11.14% | 23.30%-12.2pp | 335.11%-324.0pp | 73.15%-62.0pp |
| Employer contribution / active EE | $4,641 | $2,223+108.7% | $3,786+22.6% | $2,343+98.1% |
| Participant deferral / active EE | $3,448 | $3,297+4.6% | $4,482-23.1% | $3,332+3.5% |
| Admin fee / account holder | $383 | $5,066-92.4% | $8,021-95.2% | $4,645-91.8% |