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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,246 | $99,994-45.8% | $146,647-63.0% | $85,851-36.8% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 6.79% | 18.93%-12.1pp | 22.75%-16.0pp | 318.63%-311.8pp |
| Employer contribution / active EE | $8,294 | $2,559+224.1% | $4,137+100.5% | $2,565+223.3% |
| Participant deferral / active EE | $4,458 | $4,006+11.3% | $5,506-19.0% | $3,952+12.8% |
| Admin fee / account holder | $2,813 | $7,703-63.5% | $10,281-72.6% | $6,261-55.1% |