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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,887 | $91,559-51.0% | $133,978-66.5% | $79,856-43.8% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 9.64% | 61.85%-52.2pp | 45.10%-35.5pp | 31.71%-22.1pp |
| Employer contribution / active EE | $6,610 | $2,384+177.3% | $3,919+68.7% | $2,471+167.5% |
| Participant deferral / active EE | $3,190 | $3,734-14.6% | $5,047-36.8% | $3,741-14.7% |
| Admin fee / account holder | $3,652 | $6,321-42.2% | $8,930-59.1% | $5,306-31.2% |