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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,471 | $83,485-56.3% | $125,195-70.9% | $72,976-50.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 15.73% | 25.77%-10.0pp | 43.79%-28.1pp | 81.02%-65.3pp |
| Employer contribution / active EE | $14,416 | $2,346+514.6% | $3,866+272.9% | $2,440+490.8% |
| Participant deferral / active EE | $0 | $3,586-100.0% | $4,937-100.0% | $3,608-100.0% |
| Admin fee / account holder | $3,014 | $5,518-45.4% | $9,704-68.9% | $5,124-41.2% |