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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,601 | $72,404-70.2% | $110,243-80.4% | $64,173-66.3% |
| Participation rate | 93.0% | 73.3%+19.6pp | 79.8%+13.2pp | 69.6%+23.4pp |
| Annual return | -17.54% | -6.29%-11.3pp | 314.76%-332.3pp | 7.63%-25.2pp |
| Employer contribution / active EE | $5,733 | $2,282+151.3% | $3,827+49.8% | $2,381+140.8% |
| Participant deferral / active EE | $2,437 | $3,469-29.8% | $4,672-47.8% | $3,470-29.8% |
| Admin fee / account holder | $7,249 | $5,664+28.0% | $8,548-15.2% | $4,887+48.3% |