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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,783 | $91,536-18.3% | $130,062-42.5% | $75,177-0.5% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 10.81% | -631.62%+642.4pp | -137.37%+148.2pp | 160.75%-149.9pp |
| Employer contribution / active EE | $6,736 | $2,845+136.8% | $4,322+55.9% | $2,671+152.2% |
| Participant deferral / active EE | $6,655 | $4,343+53.2% | $5,821+14.3% | $4,126+61.3% |
| Admin fee / account holder | $7,641 | $6,780+12.7% | $10,601-27.9% | $5,651+35.2% |