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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,198 | $87,834+121.1% | $133,975+45.0% | $62,881+208.8% |
| Participation rate | 92.3% | 83.4%+8.9pp | 87.1%+5.2pp | 69.3%+23.0pp |
| Annual return | -2.27% | 12.05%-14.3pp | 29.29%-31.6pp | 20.14%-22.4pp |
| Employer contribution / active EE | $2,264 | $3,482-35.0% | $5,211-56.6% | $2,281-0.7% |
| Participant deferral / active EE | $8,748 | $4,812+81.8% | $6,282+39.3% | $3,203+173.1% |
| Admin fee / account holder | $2,257 | $5,372-58.0% | $9,324-75.8% | $4,296-47.5% |