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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,730 | $125,797+180.4% | $170,057+107.4% | $75,177+369.2% |
| Participation rate | 88.0% | 83.6%+4.4pp | 87.0%+1.0pp | 67.2%+20.8pp |
| Annual return | 14.89% | 27.20%-12.3pp | 53.42%-38.5pp | 160.75%-145.9pp |
| Employer contribution / active EE | $2,272 | $4,616-50.8% | $6,790-66.5% | $2,671-14.9% |
| Participant deferral / active EE | $9,064 | $6,838+32.6% | $10,411-12.9% | $4,126+119.7% |
| Admin fee / account holder | $33,471 | $8,177+309.4% | $12,826+161.0% | $5,651+492.3% |