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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,404 | $109,359+111.6% | $162,185+42.7% | $72,976+217.1% |
| Participation rate | 96.7% | 84.3%+12.4pp | 87.6%+9.1pp | 69.5%+27.2pp |
| Annual return | 6.37% | 25.46%-19.1pp | 115.61%-109.2pp | 81.02%-74.6pp |
| Employer contribution / active EE | $2,519 | $3,907-35.5% | $5,613-55.1% | $2,440+3.2% |
| Participant deferral / active EE | $9,413 | $5,481+71.7% | $7,297+29.0% | $3,608+160.9% |
| Admin fee / account holder | $337 | $7,972-95.8% | $10,844-96.9% | $5,124-93.4% |