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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,576 | $137,414+147.1% | $189,545+79.2% | $85,851+295.5% |
| Participation rate | 85.7% | 84.6%+1.1pp | 87.8%-2.1pp | 69.3%+16.4pp |
| Annual return | 32.11% | 38.14%-6.0pp | 555.36%-523.3pp | 318.63%-286.5pp |
| Employer contribution / active EE | $2,051 | $4,344-52.8% | $6,162-66.7% | $2,565-20.1% |
| Participant deferral / active EE | $8,993 | $6,260+43.7% | $8,220+9.4% | $3,952+127.5% |
| Admin fee / account holder | $5,190 | $8,630-39.9% | $12,049-56.9% | $6,261-17.1% |