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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,315 | $110,083+175.5% | $151,645+100.0% | $68,490+342.9% |
| Participation rate | 77.4% | 84.0%-6.5pp | 87.5%-10.1pp | 67.9%+9.5pp |
| Annual return | -14.01% | -10.12%-3.9pp | 3.34%-17.3pp | -7.85%-6.2pp |
| Employer contribution / active EE | $1,849 | $4,470-58.6% | $6,165-70.0% | $2,597-28.8% |
| Participant deferral / active EE | $7,190 | $6,526+10.2% | $8,363-14.0% | $4,028+78.5% |
| Admin fee / account holder | $30,039 | $7,718+289.2% | $11,614+158.6% | $5,403+456.0% |