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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,497 | $123,793+98.3% | $177,848+38.0% | $79,856+207.4% |
| Participation rate | 92.3% | 84.7%+7.7pp | 87.7%+4.6pp | 69.6%+22.7pp |
| Annual return | 3.45% | 22.82%-19.4pp | 48.33%-44.9pp | 31.71%-28.3pp |
| Employer contribution / active EE | $2,167 | $4,095-47.1% | $5,919-63.4% | $2,471-12.3% |
| Participant deferral / active EE | $9,344 | $5,956+56.9% | $7,714+21.1% | $3,741+149.8% |
| Admin fee / account holder | $10,743 | $7,243+48.3% | $12,431-13.6% | $5,306+102.4% |