Filed January 3, 2012
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC9+ years Service code 27 · EIN 95-3845382 | Advisory (Plan) | $27,000 |
Service code 25 · EIN 04-2647786 | Directed Trustee | $20,136 |
Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $9,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,792 | $50,127-24.6% | $149,673-74.8% | $80,160-52.9% |
| Participation rate | 40.6% | 64.3%-23.7pp | 78.8%-38.2pp | 72.9%-32.3pp |
| Annual return | 21.72% | 29.82%-8.1pp | 134.42%-112.7pp | 40.38%-18.7pp |
| Employer contribution / active EE | $1,954 | $1,865+4.8% | $4,818-59.4% | $2,978-34.4% |
| Participant deferral / active EE | $4,236 | $3,194+32.6% | $5,680-25.4% | $5,017-15.6% |
| Admin fee / account holder | $59 | $153-61.3% | $13,210-99.6% | $145-59.2% |