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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,648 | $63,346+79.4% | $92,240+23.2% | $70,126+62.1% |
| Participation rate | 80.6% | 68.7%+11.9pp | 76.5%+4.1pp | 69.5%+11.0pp |
| Annual return | 18.61% | 530.19%-511.6pp | 176.29%-157.7pp | 73.15%-54.5pp |
| Employer contribution / active EE | $4,429 | $2,471+79.2% | $3,680+20.4% | $2,343+89.1% |
| Participant deferral / active EE | $6,316 | $2,854+121.3% | $3,897+62.1% | $3,332+89.6% |
| Admin fee / account holder | $484 | $3,841-87.4% | $5,194-90.7% | $4,645-89.6% |