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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,369 | $72,273+47.2% | $101,275+5.0% | $79,856+33.2% |
| Participation rate | 78.0% | 68.5%+9.5pp | 75.8%+2.2pp | 69.6%+8.4pp |
| Annual return | -12.22% | 22.30%-34.5pp | 46.48%-58.7pp | 31.71%-43.9pp |
| Employer contribution / active EE | $5,538 | $2,691+105.8% | $3,660+51.3% | $2,471+124.1% |
| Participant deferral / active EE | $7,299 | $3,282+122.4% | $4,371+67.0% | $3,741+95.1% |
| Admin fee / account holder | $7,845 | $4,401+78.2% | $5,948+31.9% | $5,306+47.8% |