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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,983 | $73,988+78.4% | $96,538+36.7% | $75,177+75.6% |
| Participation rate | 80.0% | 66.4%+13.6pp | 74.3%+5.7pp | 67.2%+12.8pp |
| Annual return | -7.80% | 26.73%-34.5pp | 35.74%-43.5pp | 160.75%-168.5pp |
| Employer contribution / active EE | $5,900 | $2,930+101.3% | $3,740+57.7% | $2,671+120.9% |
| Participant deferral / active EE | $8,209 | $3,660+124.2% | $4,880+68.2% | $4,126+98.9% |
| Admin fee / account holder | $6,296 | $5,220+20.6% | $6,737-6.6% | $5,651+11.4% |