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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,862 | $96,731+40.5% | $123,973+9.6% | $86,983+56.2% |
| Participation rate | 82.1% | 70.0%+12.1pp | 76.7%+5.5pp | 69.5%+12.6pp |
| Annual return | 7.04% | 17.33%-10.3pp | 388.13%-381.1pp | 25.83%-18.8pp |
| Employer contribution / active EE | $6,179 | $3,297+87.4% | $4,126+49.8% | $2,584+139.1% |
| Participant deferral / active EE | $8,288 | $4,152+99.6% | $5,247+58.0% | $4,194+97.6% |
| Admin fee / account holder | $9,126 | $8,722+4.6% | $11,799-22.7% | $7,856+16.2% |