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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,595 | $65,367+76.8% | $92,915+24.4% | $72,976+58.4% |
| Participation rate | 85.4% | 68.3%+17.1pp | 76.0%+9.4pp | 69.5%+15.9pp |
| Annual return | 5.21% | 42.11%-36.9pp | 109.45%-104.2pp | 81.02%-75.8pp |
| Employer contribution / active EE | $6,110 | $2,594+135.6% | $3,653+67.2% | $2,440+150.4% |
| Participant deferral / active EE | $8,706 | $3,128+178.3% | $4,238+105.4% | $3,608+141.3% |
| Admin fee / account holder | $8,219 | $4,251+93.3% | $5,796+41.8% | $5,124+60.4% |