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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,917 | $56,894+121.3% | $84,753+48.6% | $62,881+100.2% |
| Participation rate | 76.0% | 68.5%+7.5pp | 76.6%-0.6pp | 69.3%+6.7pp |
| Annual return | -2.00% | 6.30%-8.3pp | 22.78%-24.8pp | 20.14%-22.1pp |
| Employer contribution / active EE | $5,552 | $2,400+131.3% | $3,574+55.3% | $2,281+143.4% |
| Participant deferral / active EE | $8,675 | $2,709+220.2% | $3,712+133.7% | $3,203+170.9% |
| Admin fee / account holder | $1,110 | $3,581-69.0% | $5,333-79.2% | $4,296-74.2% |