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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,132 | $124,175+115.1% | $108,405+146.4% | $167,536+59.4% |
| Participation rate | 92.9% | 82.3%+10.6pp | 80.1%+12.7pp | 82.1%+10.7pp |
| Annual return | 4.70% | 1380.13%-1375.4pp | 905.55%-900.8pp | 478.82%-474.1pp |
| Employer contribution / active EE | $6,972 | $4,188+66.5% | $3,559+95.9% | $4,839+44.1% |
| Participant deferral / active EE | $9,633 | $6,908+39.4% | $6,563+46.8% | $6,342+51.9% |
| Admin fee / account holder | $17,136 | $9,457+81.2% | $7,297+134.8% | $12,315+39.2% |