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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,878 | $96,562+86.3% | $80,976+122.1% | $273,965-34.3% |
| Participation rate | 92.3% | 79.1%+13.2pp | 75.8%+16.5pp | 83.0%+9.3pp |
| Annual return | 5.58% | 15.14%-9.6pp | 17.10%-11.5pp | 41.45%-35.9pp |
| Employer contribution / active EE | $4,995 | $4,868+2.6% | $3,714+34.5% | $4,869+2.6% |
| Participant deferral / active EE | $9,142 | $6,597+38.6% | $5,696+60.5% | $5,287+72.9% |
| Admin fee / account holder | $4,307 | $7,493-42.5% | $5,516-21.9% | $10,132-57.5% |