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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,595 | $107,941+108.1% | $91,994+144.1% | $152,897+46.9% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 12.34% | 89.28%-76.9pp | 69.04%-56.7pp | 345.43%-333.1pp |
| Employer contribution / active EE | $6,210 | $4,212+47.5% | $3,453+79.9% | $4,764+30.4% |
| Participant deferral / active EE | $8,958 | $6,366+40.7% | $5,924+51.2% | $5,851+53.1% |
| Admin fee / account holder | $2,359 | $10,521-77.6% | $7,744-69.5% | $11,599-79.7% |