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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,063 | $115,917+110.6% | $100,535+142.8% | $158,982+53.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 4.44% | 34.80%-30.4pp | 30.90%-26.5pp | 302.99%-298.6pp |
| Employer contribution / active EE | $7,393 | $4,105+80.1% | $3,419+116.2% | $4,763+55.2% |
| Participant deferral / active EE | $9,928 | $6,677+48.7% | $6,271+58.3% | $5,983+65.9% |
| Admin fee / account holder | $3,032 | $11,002-72.4% | $8,085-62.5% | $11,252-73.1% |