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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,863 | $105,145+39.7% | $94,664+55.1% | $139,466+5.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 5.10% | 38.09%-33.0pp | 156.84%-151.7pp | 373.66%-368.6pp |
| Employer contribution / active EE | $5,793 | $4,107+41.0% | $3,673+57.7% | $4,754+21.9% |
| Participant deferral / active EE | $9,756 | $7,599+28.4% | $7,417+31.5% | $6,712+45.4% |
| Admin fee / account holder | $147,489 | $8,972+1543.9% | $7,222+1942.4% | $11,409+1192.8% |