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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,181 | $107,666-16.2% | $102,184-11.7% | $154,746-41.7% |
| Participation rate | 91.7% | 83.7%+7.9pp | 82.6%+9.1pp | 80.7%+11.0pp |
| Annual return | 6.90% | 29.33%-22.4pp | 31.58%-24.7pp | 172.34%-165.4pp |
| Employer contribution / active EE | $8,653 | $3,846+125.0% | $3,594+140.8% | $4,379+97.6% |
| Participant deferral / active EE | $5,648 | $8,719-35.2% | $8,309-32.0% | $6,730-16.1% |
| Admin fee / account holder | $98,301 | $12,943+659.5% | $11,609+746.8% | $14,365+584.3% |