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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,181 | $199,109-35.1% | $173,730-25.6% | $154,746-16.5% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 15.18% | 20.02%-4.8pp | 19.96%-4.8pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,838 | $5,311-65.4% | $4,577-59.9% | $4,379-58.0% |
| Participant deferral / active EE | $3,950 | $7,113-44.5% | $6,326-37.6% | $6,730-41.3% |
| Admin fee / account holder | $1,110 | $20,916-94.7% | $17,523-93.7% | $14,365-92.3% |