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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,393 | $135,956-51.9% | $123,894-47.2% | $273,972-76.1% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 0.00% | 56.63%-56.6pp | 47.52%-47.5pp | 41.46%-41.5pp |
| Employer contribution / active EE | $926 | $5,170-82.1% | $4,617-79.9% | $4,869-81.0% |
| Participant deferral / active EE | $1,764 | $6,343-72.2% | $5,984-70.5% | $5,287-66.6% |
| Admin fee / account holder | $532 | $9,817-94.6% | $8,357-93.6% | $10,133-94.7% |