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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,062 | $157,276-26.8% | $141,177-18.5% | $152,885-24.7% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 24.64% | 64.33%-39.7pp | 71.40%-46.8pp | 345.39%-320.7pp |
| Employer contribution / active EE | $1,334 | $5,262-74.6% | $4,736-71.8% | $4,763-72.0% |
| Participant deferral / active EE | $3,107 | $7,110-56.3% | $6,710-53.7% | $5,851-46.9% |
| Admin fee / account holder | $1,769 | $12,123-85.4% | $10,263-82.8% | $11,598-84.7% |