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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,579 | $150,447-43.1% | $136,298-37.2% | $147,586-42.0% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 19.31% | 1049.15%-1029.8pp | 5156.27%-5137.0pp | 578.59%-559.3pp |
| Employer contribution / active EE | $1,639 | $5,256-68.8% | $4,696-65.1% | $4,876-66.4% |
| Participant deferral / active EE | $3,399 | $6,631-48.7% | $6,247-45.6% | $5,439-37.5% |
| Admin fee / account holder | $1,363 | $10,906-87.5% | $9,244-85.3% | $10,886-87.5% |