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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,620 | $165,381-16.2% | $149,730-7.4% | $158,966-12.8% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 12.78% | 348.29%-335.5pp | 276.70%-263.9pp | 302.95%-290.2pp |
| Employer contribution / active EE | $1,322 | $5,104-74.1% | $4,645-71.5% | $4,762-72.2% |
| Participant deferral / active EE | $3,105 | $7,182-56.8% | $6,843-54.6% | $5,983-48.1% |
| Admin fee / account holder | $1,976 | $10,809-81.7% | $9,310-78.8% | $11,250-82.4% |